1. Small Business Administration (SBA)
The SBA offers various loan programs with low-interest rates for small businesses.
2. Community Development Financial Institutions (CDFIs)
CDFIs provide low-interest loans to small businesses in underserved communities.
3. Online Lenders
Online lenders offer competitive rates and flexible terms for small business loans.
4. Credit Unions
Credit unions often provide low-interest loans to their members, including small business owners.
5. Local and Regional Banks
Small businesses can explore loan options with local and regional banks that may offer favorable interest rates.
6. Peer-to-Peer Lending Platforms
Peer-to-peer lending platforms connect small businesses with individual investors willing to offer low-interest loans.
7. Grants and Nonprofit Organizations
Small businesses can seek out grants and low-interest loan programs offered by nonprofit organizations and government agencies.